Social Investments are defined as “the provision and use of repayable finance to generate social as well as financial returns. Social investment may occur in a variety of forms such as loans, equity and bonds.
Social returns are improved outcomes for society and range substantially – from, for example, improved individual health to employability amongst disadvantaged groups, to provision of community goods and services, to the community impact of reduced carbon emissions. Financial returns imply that the social investor will be able to get their money back in the future with a return. By this definition, grants, donations and other funds with no expectation of being paid back are not social investments”